On Friday I posted an article about Financial Independence. You may want to read that article first, because this article will expand on the information given.

In order to become financially independent you must make more money then you spend. Most people are spending more then they currently make, so it may be necessary to increase your income in order to pay your current expenses and possibly have extra to put in Savings.

There are many ways to make money online. I will list a few options that are currently available and that others have been able to make money while using.

eBay

This is a very common auction website on which many people have made millions of dollars. You could create arts and craft items to sell on eBay if you have that talent or skill. You could find items in your home that you do not use and sell these on eBay for extra money. You could buy items at yard sales, flea markets, or local auctions. Then post the items on eBay.

You could find a drop ship wholesaler that could store and ship items for you. You could then post items that you can buy through the supplier on auctions. When someone buys the item, then you could make the transaction with the supplier and they would then ship the item to your customer.

eBay also allows the sale of digital information products. You could create your own product(s) to sell. You could purchase the Resell Rights (RR), Master Resell Rights (MRR) or Private Label Rights (PLR) for products that other people have created. Then you could post auctions for these items on eBay. Please note that you must read the declaration of rights that should come with the product when you purchase it. Some products do not allow selling on auction websites as written in the declaration of rights for the product you purchased. Make sure you do not break the agreement, because this could result in legal problems for you.

Affiliate Programs

An Affiliate Program is an agreement with another company or individual to promote their products or services for a commission that is paid when your refferral makes a purchase. Some programs also pay based on clicks made on ads shown on your website. There are many Affiliate Programs available online from big name companies, such as Amazon, Google AdSense, and ClickBank. There are some MLM Affiliate Programs that you can join such as SFI Marketing, Success University, Traffic Swarm, and many others.

Individual Internet Marketers also offer Affiliate Programs for their products and services. You can find these by doing a Google search for “affiliate program” or you can check on their websites to see if they offer a program.

Your Own Website

You could sell products that you create (Physical or Digital). You could sell products from your physical retail store if you have one already. You could promote your services through your website if you offer services only. This also works for promotion in your own area if you only have the ability to offer services in your own area. You could have an online retail store and sell items that you buy in bulk through a wholesaler. You could use a drop ship wholesaler and they would store the inventory and ship to your customer once an order is placed.

You could also sell digital information products or downloadable software. You could create the product(s) yourself, outsource the creation of the product(s), or buy products with RR, MRR or PLR from others to sell on your website.

You could also join the King of Scripts Webmaster Gold Memebrship. This site has an enormous library of videos that will show you how to do everything you need to do to get a working website. This site will also have information products that you can download with Master Resell Rights, Resell Rights and Private Label Rights that you can use for your website and sell to make money for you. More products will be added to the members area on a regular basis.

I wish you success in all your legitimate business ventures and in your every day life too!

Sincerely,

Jim Van Dyke

The King of Scripts

Today is July 4, 2008. In the United States this day is called Independence Day, because it was on this date in 1776 that the Declaration of Independence was signed. People celebrate this day in many ways, but most eat picnics and launch fireworks.

Take a look at your financial records. Are you free? Are you enslaved to your JOB? Most people will say that they are enslaved, because Just Over Broke is a good description of their finances. You go to work to earn money to pay your expenses and buy gas so you can go to work. With the high cost of gas many will choose not to travel this summer, because they just can’t afford it.

This is how I view financial independence. It is not necessarily how much money you make.

Can you go to the store and buy what you want or what you need?

I remember a few years back when my children were young and I would go grocery shopping. I did not take the time to add up the items in my cart, and just put in what I felt we needed for the week. When I got to the register and they added up my total it was more then I had, so I had to put back some items. Let me tell you that was embarrassing! This happened more then once I am sorry to say, but I decided that I would eventually make enough money that I would never have to do that again.

I am not saying that I want to be able to buy out the store. I am saying that I would like to be able to buy what me and my family needed for the week without worrying about whether I have enough to pay for it. It would also be nice to have enough to buy something extra that I may not need at the time, but is what I want.

Do you have any extra left over at the end of the week to put into Savings?

This is something that many people over look in their life. Life is full of surprises and mishaps. If you are not prepared for them, then you could loose everything you have when the first big problem arises. What if you get sick and can not work for a period of time, do you have enough saved to carry you through? What if your car breaks down, do you have enough to fix it? These things can happen any day to any one, even you.

My goal is to make more money then I spend, and to put away as much as I can in Savings, Bonds, or Trusts. Save up for major expenses that may come along. Plan ahead for the expected things too, such as College, Weddings, Children, and anything else that you can foresee.

Do you Save up for major purchases, or do you take out loans?

Take a look at your mortgage if you have one. Say you borrow $100,000.00 to buy your home, you could actually pay the bank back over $300,000 depending on your interest rate and the time to pay back the loan. That is a huge difference. The way the payments are scheduled you pay almost all the interest in the first few years of the loan. This is why after paying on your loan for several years your principal or the amount you still owe has not gone down very much. That is robbery when you consider how much they are making from just your loan, now consider a thousand loans. It is no wonder there are so many banks and loan services.

Take a look at your automobile loan, if you have one. Say you borrow $20,000 to buy a car, you could actually pay the bank back over $30,000 depending on the interest rate and the time to pay back the loan. This may not be as much as the home loan, but most car loans are only 3 – 7 years, instead of 20 – 30 years for the home loan.

When you owe money to the bank, then you are enslaved to them. True financial independence would mean that you save up your money and pay cash for even the major purchases. This will take discipline and penny pinching, but it can be done. Check out most other countries in the world. People there do not have home loans or car loans, and they must pay cash for everything they buy.

Do you take out loans or use credit cards to go on vacation?

Using a credit card is not bad in itself. As long as you can pay off the balance every month, then the credit card can be very useful. On vacation it is so much easier and safer to use a credit card instead of carrying a lot of cash. Using a credit card and then only paying the minimum payment is bad. Credit card companies charge the highest interest of any type of loan company. Just paying the minimum payment is only paying the interest for the month, and very little goes toward your principal. It would take a very long time to pay off a credit card at that rate. This is definitely enslavement.

Taking out a loan for a vacation is a bad idea from the start. As discussed earlier, the interest on the loan means you will end up paying back a lot more then the vacation cost. Not to mention the enslavement to the loan company. It is far better to save your money in advance to pay for your vacation.

My opinion on Human Nature

This is my opinion and is actually based on observation of myself and others. People will always tend to spend what they make. As they start to make more, then they will tend to spend more. Once you get locked into a certain lifestyle you do not want to go back to the previous lifestyle. The tendency will be to advance to a higher lifestyle, because we are not satisfied with what we have.

This philosophy is mirrored in the TV commercials. You are considered an outcast if you do not have the latest cell phone, mp3 player, clothes, accessories, etc. etc. etc. Then there is the whole keeping up with the Jones’s. Your neighbor buys a new car, so you have to get one better, etc. etc. etc.

There is nothing wrong with spending money, if you have it to spend. The problem is when we become insolvent, meaning our debt is much higher then our assets or income. This happens with cars and houses, when you owe more money then the property is actually worth.

True Financial Freedom Comes With Effort

You must change they way you think in order to become financially free. You must break the cycle of spending more then you make. You must make the effort to put money away for a rainy day. You must make it a practice to save for major purchases.

Making a million dollars every year will not give you financial freedom. Making a million dollars a day will not give you financial freedom. It is only when you decide to spend less money then you make, that you will find true financial freedom.

Look for my post on Monday and I will give you some ideas for making extra money online to help you in your goal for financial freedom.

I wish you success in all your legitimate business ventures and in your every day life too!

Sincerely,

Jim Van Dyke

The King of Scripts

Many people today are concerned about money. The price of gas keeps rising and makes the prices of everything else go up too. The pay check just does not stretch to the next pay day. There is always the fear of losing the job that just barely keeps your head above the sea of debt. What can you do to make extra money?

One way is to use the Internet. You can create a website that makes money for you 24 hours a day, 7 days a week and 365 days a year. Your website can even make money while you are sleeping, on vacation, working your day job, or anything else you might be doing. How can you make this happen?

This blog and website provide information that you need to make money on the Internet. Read through the posts on this blog. Check out the articles and other information on the main website King of Scripts. There is also a whole library of videos and eBooks in our Webmaster Gold Membership area.

The key to a successful website is to provide useful information to your visitors and they will come back as well as tell others about your website. Good content will also help give your website a higher ranking with the search engines and bring visitors who have searched for a keyword or key phrase that you have targeted with one of your webpages. You can also post articles in article directories and in discussion groups or forums. The links that you place in your author box can provide targeted traffic from these these sources.

You can monetize your website by hosting Pay Per Click advertisements from Google AdSense or from Yahoo Publisher. You will get paid every time on of your visitors clicks on an advertisement hosted on your website. This may not seem like a lot because you may get $0.10 per click, but if you get thousands of visitors to click on the advertisements every month or even every day, then the money will add up fast.

You can monetize your website by posting affiliate links on your website for products sold by other people. When someone makes a purchase through one of the links, then you will be paid a commission for the sale. Depending on the price of the product you could make hundreds of dollars on each sale, but the draw back is that you may not see the high numbers of people that purchase the higher priced products. It might be better to host links for lower priced products that might get more buyers.

A common affiliate program to join is ClickBank. ClickBank has set up a program for sellers to post their products and to allow others to sell their products for them through a vast affiliate program. Many people use ClickBank because they handle the payment processing for you and have a way for you to pay Affiliates that have helped sell your product. There is a large assortment of products that you can showcase on your website and provide links for visitors to buy the products.

Amazon.com has an Affiliate Program and you can show the products that Amazon sells. Amazon started out with books, but now they offer a wide variety of products that you can promote on your website and make commisiions on the sells you help generate. Amazon has become a trusted online store and many millions of people buy from them.

Most Internet Marketers have some form of Affiliate Program set up, and you could promote their products on your website as well. Often times the Internet Marketer will provide you with banner advertisements or even sales pages that you can use on your website to promote their products. You can make from 20% – 80% on the sale of their products.

You could also sell products that you make or that you buy at the wholesale price and can sell for a profit. You could sell digital information products that you have bought the resell rights for. There are many options for selling products online. I myself have a website that sells Teddy Bears and Baby Toys.

I am offering a selection of over 30 complete website packages that have everything you need to monetize your very own website. You need to have an active web hosting account and an active domain name. Then you can upload the files for one of these packages to your website and make a few changes to create a fully functional money making website. I have even prepared two videos to show you how to do this. I had to split the video, because it was too long to post on YouTube. You can view the instructional videos on my blog post. You will see how easy it is to upload these websites and set them up to make money for you.

These complete websites cover a variety of hot niche topics that are sure to pull in visitors. The websites are also set up to show Pay Per Click advertisements from Google AdSense or from Yahoo Publishing. There is also provision for Amazon Affiliate advertisements with photos. The advertisements will be targeted to the topic of each website.

You can choose to have one website package on your website, or you can set them up in sub directories for a domain name that relates to the topics of the websites. You do have to create sub directories if you want to put more then one package on your website domain name. I have over 30 of these complete website packages available and posted in my membership area. If you join my Webmaster Gold Memebrship, then you will be able to download all of these website packages for your personal use. There are also many digital information products to download and use for yourself and most even come with resell rights, so you can sell these for 100% profit.

The cost of the membership is $37.00 per month and you will be billed every month that you remain a member. That is about how much it would cost to take your wife out to dinner at a nice restaurant. The potential for making money is up to you and how well you follow the methods and techniques for bringing traffic to your website. You could make enough money to eventually pay off your debts and retire from your day job. It is a small investment with a huge potential to make the kind of money you have dreamed about.

New products are being added to the membership area on a regular basis, so there will be fresh new products for you to use or sell to make a profit. You can become a King of Scripts too.

I wish you success in all your legitimate business ventures and in your every day life too!

Sincerely,

Jim Van Dyke

The King of Scripts

How can you use your website to make money? This is a very good question and I am sure there are more people asking this question today. The price of gas has gone up all over the USA and people are worried about affording to drive to work. Inflation has been higher then normal. People are more worried about losing their jobs then ever before in their lives. With all of the money worries and problems, it is no wonder that more people are looking to start a home business.

Internet Marketing may be just what you need to alleviate your money problems. You may only want to offset the higher cost of gas and food. You may want to build a small business to use as a safety net in case you lose your job. Or you may want to replace your current job with an Internet Marketing business that will give you more income and take less of your time.

You may want to get extra money to pay off some bills or loans. You may want to get extra money to pay for a much needed vacation. What ever you are looking to do with the extra money, you may be interested in building a website to make the extra money. A website can sell products for you 24 hours a day, 7 days a week, 365 days a year without taking a break! Your website can make money for you while you are sleeping, while you are on vacation, or even while you are at your day job.

One of the best things to sell on the Internet is digital information products, because the delivery can be set up to occur automatically after the customer has made the payment transaction. You can set it all up through your website, merchant account, payment processor, and fulfillment processor. This will happen automatically and your customer only has to click a button on your website, enter their payment information and download their product. This will all happen with in minutes.

If you do not have your own product to sell, then you can join affiliate programs and sell other people’s products and make a commission on each sell you initiate through your website. You can join Google AdSense and host advertisements on your website, that will pay you every time someone clicks on one of the ads. This is called Pay Per Click or PPC for short.

Amazon has an affiliate program that will pay you for every sell you initiate through hosting advertisements on your website. The pay outs are much higher then Google AdSense, but you only receive commission on sales not on clicks. Amazon has a wide variety of products that you can display on your website and will fit in with the topic of your website. The products range from books and software to home appliances and beauty products. These products are shipped by the seller, and you do not need to worry about shipments. Once you refer the person through a link on your website, you do not have any more involvement in the sell or fulfillment.

ClickBank has a sellers program to sell your products through other people (Affiliates). This program also has a way to collect payment from customers and to pay your Affiliates. ClickBank also has an Affiliate Program where you can advertise and sell other people’s products. ClickBank specializes in digital information products and software. You place an advertisement on your website and refer people to the seller’s website.

These are just a few of the Affilaite Programs that you can join. You can find out more about some great Affiliate Programs at PlugIn Profits.

The best way to make money on the Internet is to sell your own products. You can create digital information products and sell them for 100% profit. You can also buy the Resell Rights (RR) to sell another person’s product for 100% profit. Your total profit will be less the cost of the Resell Rights, but the rest is yours to keep. You can also buy Master Resell Rights (MRR) to sell the Resell Rights or the product for 100% profit. You can also buy Private Label Rights (PLR) to another person’s product, make some changes to it and sell it as your own product for 100% profit. You can also use parts of the PLR product to create a new product.

How can you get digital information products to sell on your website? How can you find out how to build your website and use it to make money for you?

On June 10, 2008 I will be unveiling a new product that I am putting the finishing touches on right now. The title is “How to Build a Website: A Step by Step Guide to Creating an Internet Marketing Website.” This product will come with some great bonuses. One bonus is a free months access to my new membership site called King of Scripts – Webmaster Gold. This site has an enormous library of videos that will show you how to do everything you need to do to get a working website. This site will also have information products that you can download with Master Resell Rights, Resell Rights and Private Label Rights that you can use for your website and sell to make money for you. More products will be added to the members area on a regular basis.

There is also an Affiliate Program set up, so you can earn your membership by having just 4 of your friends or family join. You will earn $15US for each person you refer to the membership and that subscribes to it, then you will get $10US each month after the first month that they remain a member. Not only can you earn enough money to pay for your membership, but you can also earn more and receive money in your PayPal account.

June 10, 2008 will be here before you know it. Check back tomorrow and find out some more useful information. I will also explain about more features of my guide and the bonuses that will come with it. See you tomorrow!

I wish you success in all of your business ventures and in your every day life too.

Sincerely,

Jim Van Dyke

The King of Scripts